Free Reports

Have you appointed trusted family members, friends or professionals to serve as the fiduciaries of your estate plan upon your death? Read More

Every youngster, at one time or another, dreams of going on a treasure hunt. However, the fiduciaries of your estate will not find inventorying your assets to be nearly as exciting. Read More

Is yours a blended family? If yes, then you face unique inheritance challenges, to include disinheriting your ex-spouse, providing for your new spouse and your own children, and protecting their inheritance. Read More

On page three we consider estate equalization planning to avoid disinheriting either your new spouse, or your children of a prior marriage. Insurance premiums and legal fees are cheap compared to the costs of disinheritance. Read More

The survival rate of family businesses from generation to generation is rather dismal. To help prevent your business from becoming an unfortunate statistic tomorrow, we review some common challenges for you to address today (before it is too late). Read More

One fundamental key to the survival of a family business is a properly funded Buy-Sell Agreement (BSA). On page three we consider three basic BSA flavors and the means available to finance their terms when triggered. Read More

Americans have a rich heritage of philanthropy. Unfortunately, too many taxpayers are involuntary philanthropists because they fail to maximize the tax incentives to become voluntary philanthropists in support of the charities of their own choosing. Read More

Perhaps you have heard the old saying that "charity begins at home." Many otherwise generous givers understandably do not want to disinherit their own family. Be sure to read page three for a solution to this common concern. Read More

Good news, bad news. The good news: Americans are living longer than ever. The bad news: we eventually wear out physically, mentally or both. In this report, we review two challenges: becoming incapacitated and going broke due to long-term care. Read More

On page three we examine important considerations when selecting a Long-Term Care insurance (LTCi) policy. In addition to policy benefits, be sure to check the health of the insurance company standing behind the policy itself! Read More

Most Parents expend considerable time and treasure to provide for their minor children. But not all parents live to see their children enter adulthood. Review these key considerations to provide for your children in a world without you. Read More

On page three, we survey tax-savvy lifetime gifting strategies to leverage legacies to minor children, with some surprising control retained by the donor. [Hint: You might want to share this report with their grandparents!] Read More

Revocable Living Trusts are popular estate planning tools, especially when probate avoidance is an objective. We review how they work, their benefits and drawbacks, and some of the important matters to consider in their creation. Read More

On page three we summarize one of the most important aspects of ensuring the success of any Living Trust-based estate plan: Trust Funding. Without careful attention to this detail, probate may not be avoided as intended. Read More

Caring for a family member with special needs can be difficult enough, without losing government assistance. We review common mistakes and a government-approved strategy to maximize support for the person with special needs. Read More

On page three, we examine two alternative trusts that supplement (but do not supplant) government assistance provided to a family member with special needs. Also, we will consider a proven method to finance their longterm security. Read More

Why doesn't everyone have their final affairs in order, especially in light of the likelihood of incapacity and the certainty of death? The chief culprit: Tomorrowitis. Read More

On page three we consider the critical process of selecting and appointing appropriate fiduciaries to handle your financial affairs when you cannot. In fact, this is one of the first (and most important) planning decisions you must make. Read More